What is Monarch Money?
Accounts, budgets and goals in one place.
Who is Monarch Money best for?
Monarch Money is best for couples and households who want every account in one shared, ad-free budgeting app.
Couples sharing money
Invite a partner at no extra cost to see joint accounts, budget together and work toward shared goals.
People with many accounts
It syncs with more than 13,000 financial institutions, so banks, cards, loans, property and investments sit in one view.
Catching forgotten subscriptions
It spots recurring charges such as streaming services and gym memberships and reminds you about upcoming bills.
Side businesses and retirement planning
The Plus plan adds business income and expense tracking, P&L reports, tax-prep exports and retirement forecasts.
How much does Monarch Money cost?
Monarch Money has no free plan: Core costs $14.99 a month or $99.99 a year, Plus costs $199.99 a year, and both start with a 7-day free trial.
- Net worth across all your accounts
- Budgets, custom reports, savings and debt goals
- 7-day free trial, payment method required
- Everything in Core
- Retirement forecasts, business income tracking, P&L and tax-prep exports
- Advanced investment analysis and a will through Trust & Will
Billed yearly, Core costs $99.99 ($8.33 a month). Plus is only sold yearly, which works out to about $16.67 a month. Both plans start with a 7-day free trial that needs a payment method, and Monarch offers a money-back guarantee. Monarch suggests subscribing on its website rather than through the App Store or Google Play, since that makes the subscription easier to manage. Full pricing on monarch.com. We checked these prices on .
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What are the best Monarch Money alternatives?
Two tools on Recaply do Monarch Money's job.
Questions about Monarch Money
What is Monarch Money?
Accounts, budgets and goals in one place.
Who is Monarch Money for?
Monarch Money is best for couples and households who want every account in one shared, ad-free budgeting app.
Is Monarch Money free?
You can try Monarch Money free before paying; paid plans start at $14.99 per month.
How much does Monarch Money cost?
Monarch Money's paid plans are Core at $14.99 per month and Plus at $199.99 per year, no monthly option.
What are the best Monarch Money alternatives?
The closest alternatives on Recaply are Goodbudget and Cleo.
Where can I try Monarch Money?
On its official website, monarch.com.
Can I share Monarch Money with my partner?
Yes. Monarch Money lets you invite a partner, and a financial professional, at no extra cost, so one subscription covers a shared view of household accounts, budgets and goals across web, iOS and Android.
Does Monarch Money offer refunds?
Yes. Monarch Money offers a no-questions-asked money-back guarantee if you decide not to continue, and you can cancel at any time. It recommends subscribing on its website rather than through the App Store or Google Play.
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