What is Simplify Money?
Expenses, investing and ITR filing for young earners in India.
Who is Simplify Money best for?
Simplify Money is best for young earners in India who want their spending, goals and tax planning in one app.
First salaries in India
Bank accounts, cards, loans and holdings sit in one view, with spending, savings and idle cash explained in plain words.
Money help in Indian languages
The Kuber.AI assistant answers by chat or voice in 22 Indian languages, where most finance apps stick to English.
Learning money basics
Money 101 lessons, quizzes and money games with coins and badges cover budgeting, saving, investing and debt.
Tax planning
Built-in agents plan advance tax and 80C deductions and flag due dates, while income tax filing is sold separately.
How much does Simplify Money cost?
Simplify Money is free to use, and its paid tiers cost ₹99 a month for Silver, ₹199 for Gold and ₹299 for Platinum, with income tax filing charged separately.
- One view of salary, SIPs, funds, stocks, gold and expenses
- Financial health score and credit score analysis
- Kuber.AI chat and voice, Money 101 lessons and money games
- Zero commission on investments
- Up to 3 goals and 15 Kuber.AI questions a day
- Account data synced every two weeks
- Unlimited goals and Kuber.AI questions
- All Money 101 levels, quizzes and personalised insights
- Weekly data sync and investment alerts
- Real-time account data, sync and alerts
- Priority Kuber.AI questions, games and expert content
- Highest support priority
Billed yearly, Silver is ₹1,189, Gold ₹2,389 and Platinum ₹3,589 a year. Income tax filing is priced separately on every paid tier: Silver covers do-it-yourself filing, Gold assisted filing and Platinum tax notice management. Prices are in Indian rupees. Cancelling takes effect at the end of the billing period, with no partial refunds. Full pricing on simplifymoney.in. We checked these prices on .
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Questions about Simplify Money
What is Simplify Money?
Expenses, investing and ITR filing for young earners in India.
Who is Simplify Money for?
Simplify Money is best for young earners in India who want their spending, goals and tax planning in one app.
Is Simplify Money free?
Yes. Simplify Money's Free tier has no time limit and needs no card; it covers the money overview, goal planner, health and credit scores, Money 101 lessons and the Kuber.AI assistant. Silver, Gold and Platinum add more, from ₹99 a month.
How much does Simplify Money cost?
Simplify Money's paid plans are Free at ₹0 per month, Silver at ₹99 per month, Gold at ₹199 per month and Platinum at ₹299 per month.
Where can I try Simplify Money?
On its official website, simplifymoney.in.
Does Simplify Money give investment advice?
No. Simplify Money says neither of its companies is a SEBI Registered Investment Adviser, so the app does not recommend specific investments. Its subsidiary is an AMFI-registered mutual fund distributor and may earn commission from fund makers on products you buy, but not from your subscription.
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