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F.I.R.E On Track

Financial independence goals tracked in real time.

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Finance & LegalFreeWe checked the prices on fireontrack.com on 28 Sep 2026.

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What is F.I.R.E On Track?

Financial independence goals tracked in real time.

Who is F.I.R.E On Track best for?

F.I.R.E On Track is best for people working towards financial independence who want savings goals and regular check-ins.

  • FIRE savers

    It tracks income, spending and savings against a financial independence goal and shows your progress on a dashboard.

  • Testing what-if scenarios

    The dashboard lets you change savings rates and compound growth assumptions to see the effect on your finances.

  • Staying accountable

    Goal reminders and automated check-ins prompt you to update your numbers and keep going.

  • People who track money in spreadsheets

    Bulk Import loads many transactions from a spreadsheet at once, which helps because the app does not connect to bank accounts.

How much does F.I.R.E On Track cost?

F.I.R.E On Track is free to use with no paid tier: you sign in with a GitHub or Google account and there is no payment step.

Free$0No paid tier
  • Sign in with GitHub or Google
  • No bank connections: enter data by hand or import a spreadsheet
  • Alpha version, still in testing

F.I.R.E On Track has no pricing page, and its FAQ says the service is currently free. The site calls the product an alpha that is still being tested, and a mobile app and a community space are promised but not yet available. Full pricing on fireontrack.com. We checked these prices on .

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Questions about F.I.R.E On Track

What is F.I.R.E On Track?

Financial independence goals tracked in real time.

Who is F.I.R.E On Track for?

F.I.R.E On Track is best for people working towards financial independence who want savings goals and regular check-ins.

Is F.I.R.E On Track free?

Yes. F.I.R.E On Track has a free plan: sign in with GitHub or Google.

Where can I try F.I.R.E On Track?

On its official website, fireontrack.com.

Can F.I.R.E On Track connect to my bank?

No. F.I.R.E On Track cannot link to bank or investment accounts yet. You enter income, expenses and savings by hand, or upload many transactions at once from a spreadsheet with its Bulk Import feature.

Does F.I.R.E On Track have an AI assistant?

Yes. FIRE Mate is a built-in AI chat assistant that looks at your income, spending, savings and goals and gives personal tips towards financial independence. The maker says it keeps a long-term memory of the details you share with it.