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Copilot Cowork

Microsoft Copilot working across Outlook, Teams, Office and the web, with approvals.

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ProductivityPaidWe checked the prices on microsoft.com on 28 Sep 2026.

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What is Copilot Cowork?

Microsoft Copilot working across Outlook, Teams, Office and the web, with approvals.

Who is Copilot Cowork best for?

Copilot Cowork is best for Microsoft 365 teams who hand off long jobs in mail, meetings and files.

  • Long, multi-step tasks

    You describe the job and it runs to the end in the cloud, even with your laptop off, then hands back a finished result rather than a draft.

  • Companies already on Microsoft 365

    Work IQ grounds each task in your mail, meetings and files, and prompts and outputs stay under your existing Microsoft 365 security and compliance controls.

  • IT teams that need spend control

    Cowork stays off until an admin turns it on, budgets and alerts can be set per tenant, group or user, and people see each task's cost in credits.

  • Work that touches partner tools

    Plugins link it to services such as Harvey, LSEG, Miro, monday.com and Morningstar.

How much does Copilot Cowork cost?

Copilot Cowork is billed per task in Copilot Credits at $0.01 a credit, on top of a Microsoft 365 Copilot license that costs $25.20 per user a month for the Copilot Business add-on or $30 per user a month, paid yearly, for enterprise plans.

Cowork usage$0.01Per Copilot Credit, pay as you go
  • Each task priced from model use, context retrieval, tool calls and runtime
  • Spending limits per tenant, group and user
  • Needs a Microsoft 365 Copilot license on top
Microsoft 365 Copilot Business$25.20Per user per month
  • Add-on to a Microsoft 365 Business plan, up to 300 users
  • Copilot in Word, Excel, PowerPoint, Outlook and Teams
  • Researcher, Analyst and Facilitator agents; Cowork billed by use
Microsoft 365 Copilot$30Per user per month, paid yearly
  • Enterprise plan; needs a qualifying Microsoft 365 license
  • Copilot chat grounded in your business data
  • Copilot in Office apps and Teams; Cowork billed by use

Paid yearly, Copilot Business is $21 per user a month. Microsoft also sells Business Standard with Copilot at $28.20 and Business Premium with Copilot at $38.40 per user a month ($23.50 and $32 paid yearly), with Cowork billed by use on both. Instead of pay as you go, companies can prepay a committed volume of credits (P3) for a discount. Business plans come with a one-month free trial of the license. These are US prices; Microsoft's prices vary by country. Full pricing on microsoft.com. We checked these prices on .

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What are the best Copilot Cowork alternatives?

Two tools on Recaply do Copilot Cowork's job.

Questions about Copilot Cowork

What is Copilot Cowork?

Microsoft Copilot working across Outlook, Teams, Office and the web, with approvals.

Who is Copilot Cowork for?

Copilot Cowork is best for Microsoft 365 teams who hand off long jobs in mail, meetings and files.

Is Copilot Cowork free?

No. Copilot Cowork is a paid tool, from $0.01 per Copilot Credit, pay as you go.

How much does Copilot Cowork cost?

Copilot Cowork's paid plans are Cowork usage at $0.01 per Copilot Credit, pay as you go, Microsoft 365 Copilot Business at $25.20 per user per month and Microsoft 365 Copilot at $30 per user per month, paid yearly.

What are the best Copilot Cowork alternatives?

The closest alternatives on Recaply are Claude Cowork and ChatGPT Work.

Where can I try Copilot Cowork?

On its official website, microsoft.com.

How are Copilot Cowork tasks billed?

Each Copilot Cowork task is billed in Copilot Credits, based on the model it uses, the context it retrieves, its tool calls and its runtime. Pay as you go costs $0.01 a credit. Microsoft publishes no fixed price per task but offers an estimator spreadsheet, and users see each task's credit cost as it runs.

Do I need Microsoft 365 Copilot to use Copilot Cowork?

Yes. Copilot Cowork requires a Microsoft 365 Copilot user license, such as the $30 per user a month enterprise plan paid yearly or the Copilot Business add-on for Microsoft 365 Business plans, and an admin has to switch Cowork on. Cowork tasks are then billed separately in Copilot Credits.