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Mercury Books

Bookkeeping built into Mercury with an assistant for the numbers.

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Finance & LegalFreemiumWe checked the prices on mercury.com on 27 Sep 2026.

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What is Mercury Books?

Bookkeeping built into Mercury with an assistant for the numbers.

Who is Mercury Books best for?

Mercury Books is best for small businesses that bank with Mercury and want their accounting done inside that account.

  • Mercury customers leaving QuickBooks

    Books is a full double-entry ledger meant to replace QuickBooks, not a sync layer that feeds it.

  • Founders who keep their own books

    Bank, card, invoice and bill pay activity is categorised and reconciled as it happens, and the Command assistant can write journal entries or answer questions about spend.

  • Businesses that work with an accountant

    Bookkeepers and accountants get role-based access with no seat cap, and Mercury can match you with a partner firm if you have none.

  • Companies with money outside Mercury

    It links thousands of outside banks and cards plus Stripe, PayPal and Gusto, so reports cover more than the Mercury account.

How much does Mercury Books cost?

Mercury Books costs $35 a month on top of a Mercury business account, which itself has no monthly fee; Books is not sold on its own.

Mercury$0Per month
  • Business checking, savings, cards, invoicing and bill pay
  • No minimum balance, overdraft or opening fees
  • Needed before you can turn on Books
Mercury Books$35Per month
  • Double-entry accounting fed by your Mercury activity
  • P&L, cash flow and balance sheet reports, cash or accrual
  • No cap on accountant and bookkeeper seats

Books is an add-on to a Mercury account and is listed separately from Mercury's banking plans. Those plans are Plus at $35 a month and Pro at $350 a month, or $29.90 and $299 a month billed yearly, and they add invoicing, payment and NetSuite features. Mercury charges 1% to convert money on non-USD international wires; ACH and domestic wires are free. Full pricing on mercury.com. We checked these prices on .

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What are the best Mercury Books alternatives?

Two tools on Recaply do Mercury Books's job.

Questions about Mercury Books

What is Mercury Books?

Bookkeeping built into Mercury with an assistant for the numbers.

Who is Mercury Books for?

Mercury Books is best for small businesses that bank with Mercury and want their accounting done inside that account.

Is Mercury Books free?

Not for good. Mercury Books is a $35 a month add-on, and Mercury lists it with a free trial. It only runs on a Mercury business account, which has no monthly fee, minimum balance or opening fee.

How much does Mercury Books cost?

Mercury Books's paid plans are Mercury Books at $35 per month.

What are the best Mercury Books alternatives?

The closest alternatives on Recaply are Digits and Fortune.

Where can I try Mercury Books?

On its official website, mercury.com.

Can I use Mercury Books without a Mercury account?

No. Mercury Books is only for Mercury account holders. You apply for a business account first, and once approved you switch Books on from the dashboard; it then pulls in your Mercury banking, card and invoicing data by itself.