What is Meow?
Business banking that agents can operate with scoped permissions.
Who is Meow best for?
Meow is best for startups and small companies that want their AI assistant to draft payments for a person to approve.
Founders who work through AI assistants
Claude, ChatGPT, Cursor and other MCP clients can check balances, review transactions, create invoices and issue virtual cards on the account.
Teams that want a person to sign off
Transfers an assistant sets up are saved as drafts, and each connection only gets the permissions you grant when you link it.
Companies that wire money abroad
Domestic and international wires and ACH transfers carry no fee, and it accepts businesses from more than 180 countries.
Crypto-native companies
USDC, USDT, PYUSD and USDG move from the same checking balance as dollars, with the conversion done for you.
How much does Meow cost?
Meow charges no monthly fee for its business checking account and nothing for ACH or wire transfers; the costs come from card payments on invoices, at 2.9% + $0.30 each, and 0.01% a month on Treasury Bill positions.
- No monthly, ACH or wire fees, at home or abroad
- No minimum balance to open
- Virtual and physical cards with no card fees
Meow has no plans or subscription; accounts open after an application review. ACH and wire payments on Meow invoices are free, while card payments cost 2.9% + $0.30 each. Treasury Bill positions cost 0.01% a month, and the Commercial Paper Account needs at least $100,000 in checking. Checks are free to send and deposit. The MCP server and CLI work with any Meow account. Full pricing on meow.com. We checked these prices on .
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Questions about Meow
What is Meow?
Business banking that agents can operate with scoped permissions.
Who is Meow for?
Meow is best for startups and small companies that want their AI assistant to draft payments for a person to approve.
Is Meow free?
Yes. Meow has a free Business Checking plan: no monthly, ACH or wire fees, at home or abroad.
Where can I try Meow?
On its official website, meow.com.
Can an AI agent send money from my Meow account?
Not on its own. When an assistant creates an ACH, wire, book or crypto transfer through Meow's MCP server, Meow saves it as a draft, and no money moves until a person approves it on the dashboard. Action tools also need a permission you grant.
Is Meow a bank?
No. Meow is a financial technology company, and its checking accounts are held at partner banks Cross River Bank and Grasshopper Bank, both FDIC members. Treasury Bills and other investments bought through Meow are not FDIC insured.
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